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Legal Notice

Legal notice on the web portal

Wivai Selectplace, S.A.U. (hereinafter Wivai) is the owner of the website that you have accessed
Accessing the Wivai website and the information about any of the products and services contained therein implies agreement to the general conditions set forth in this Legal Notice. You must therefore read its contents carefully if you wish to access and make use of the information and services offered on the Wivai website.

Validity of the information

The information contained in these pages is current at the time of its last update.

These conditions are valid from the date of their last update. Wivai reserves the right to change them at any time, in which case such changes will come into force when they are posted and will be applicable to all users of the website from that date onwards

Unless specifically stated otherwise, the contents of the web pages, especially information and advertising, do not constitute a binding offer. Wivai reserves the right to make changes or to remove all of part of the current content whenever it sees fit, as well as to block or restrict access either temporarily or permanently.

Wivai may include third-party content and links to third-party websites on its website, always with the owners' permission, likewise to social networks and other information. In none of these cases will Wivai be liable for the third-party websites and content, or for their operation and availability.

Browsing and personalisation

Simply browsing the Wivai website is free of charge and does not require prior registration by the user. However, access, contracting or use of some products and services may require the user to register. In this case, each of the said products and services will be governed by its own specific conditions, notwithstanding the conditions set forth herein.


The Wivai website has the necessary security and quality certificates, seals and accreditations to offer users a secure environment.

Privacy and data protection policy

Caixabank fully complies with current legislation on personal data protection and with the confidentiality commitments specific to banking.

CaixaBank has adopted the technical measures necessary to maintain the required level of security, according to the nature of the personal data processed and the circumstances of the processing, in order to prevent, as far as possible and always depending on the state of the technology, their alteration, loss, or unauthorised processing or access.

When a customer or user is asked to complete a form that collects personal data, they will be informed in accordance with the requirements of data protection legislation at any given time, and if it is necessary to obtain their consent we will do so in accordance with the requirements provided in the aforementioned legislation.

In any case, the information on the customer data processing performed by Caixabank is always available at: (

So that the information that we process is always up-to-date and contains no mistakes, we ask our customers and users to inform us as quickly as possible of any changes or corrections to their personal data.

Cookie policy

The Wivai websites use cookies, which are small data files that are stored on the user or client's computer and may enable our systems to save features or browsing preferences on our websites that can serve to personalise their access on future visits, make their browsing more secure, collect statistical information about their browsing and find out users' preferences.
Wivai's cookie policy is subject to current European and Spanish regulations concerning the processing of personal data and the protection of privacy in the electronic communications sector. Under this policy, Wivai will inform you of the cookies it uses on each of its websites ("Information about the cookies used") and, where necessary, ask for your consent to their use.

Mobile portals and geolocation

Some of the Wivai web pages are adapted for use on mobile devices, so the presentation and content of the different mobile devices may not exactly match those on the website.

Intellectual and industrial property

The Wivai website, the pages of which it is made up and the information and content in them include texts, documents, photographs, drawings, graphic representations, databases, and computer programs, as well as logos, trademarks, trade names and other distinctive signs that are protected by intellectual or industrial property rights, of which Wivai or companies in the group to which it belongs are the owners or legitimate licensees.

Wivai makes no guarantee as to the lawfulness and legality of the information or elements contained in the Wivai web pages where this content is not the property of Wivai or of companies in the group to which it belongs.

Prohibited and permitted uses

All forms of exploitation, including reproduction, distribution, transfer to third parties, public communication and transformation of any kind, on whatever medium, of the above-mentioned works, creations and distinctive signs is prohibited without the explicit prior authorisation of their respective owners. Any failure to comply with this prohibition may constitute an infringement punishable under current legislation.

However, at their own risk, users may download or make copies of the said elements solely for their personal use, providing they do not infringe any of Wivai's intellectual or industrial property rights. In particular, they must not alter, modify or delete them, either wholly or in part. Under no circumstances does this represent any authorisation or licence in respect of the property rights belonging to Wivai or to the companies in its group.

Establishing hyperlinks of whatever kind from third-party portals or websites to Wivai web pages other than the home page of its portal is prohibited, except in cases where it is explicitly authorised by Wivai, as is presenting Wivai web pages or the information contained in them in frames or using the distinctive signs, trademarks or corporate names of any other person, company or entity.


Wivai does not guarantee continuous access or correct display, download or use of the elements and information contained in the Wivai web pages, which may be obstructed, hindered or interrupted by factors or circumstances beyond its control.

Wivai is not responsible for the information and other content posted in third-party web spaces or pages accessible from the Wivai site via links of whatever kind, or for the information and other content posted in third-party web spaces or pages which contain links of whatever kind to the Wivai portal or any of its web pages, or for the information and content of any third-part website which presents itself using the appearance or distinctive signs of Wivai, except where it is explicitly authorised by the latter.

Wivai and its third-party information providers accept no liability whatsoever for the information, content of any kind, products and services offered or provided through the Wivai web pages by third parties, even if they belong to the same business group, and in particular for any damages of whatever kind that might be incurred in relation to the above due to: (i) omissions or deficiencies in the information supplied to users or in its truthfulness, accuracy and adequacy; (ii) non-compliance or incomplete or untimely compliance with contracts or precontractual relations; (iii) failure to meet the obligations incumbent on information society service providers; (iv) infringement of consumers' or users' rights; (v) infringement of intellectual and industrial property rights; unfair competition or unlawful advertising; (vi) infringement of data protection rights; of professional confidentiality and the right to individuals' honour, personal and family privacy and image; (vii) in general, non-compliance with any laws, customs or codes of conduct that might be applicable and (viii) any decision taken as a result of the information supplied through the Wivai website.

Neither Wivai nor third-party information providers accept any liability whatsoever for any damages, losses, claims or expenses resulting from: (i) interference, interruptions, failures, omissions, telephone faults, delays, blockages or disconnections in the operations of the electronic system caused by deficiencies, overloads and errors in telecommunications lines and networks, or for any other reason beyond Wivai's control; (ii) illegitimate intrusions through the use of malignant programs of any kind through any means of communication, such as computer viruses or any others; (iii) improper or inappropriate use of the Wivai web pages; (iv) security or browser errors caused by malfunctioning of the browser or the use of old versions thereof.

Applicable legislation

These general conditions are to be governed by Spanish legislation.