The following forms of payment are available, depending on the item selected:
- Payment in cash: by card, without finance. Payment option available for the whole product catalogue.
- Payment by finance1 with zero interest and charges (0% APR2, 0% NIR): payment option available for items on which finance is explicitly offered, through the following options:
- Payment through a loan granted by CaixaBank, S.A.
- Payment with a card from CaixaBank Payments & Consumer E.F.C., E.P., S.A.U. that allows payment in instalments.
1. Finance through a loan with CaixaBank, S.A., or by card with CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. to purchase the product exclusively from Wivai Selectplace, S.A.U. and for the full price shown. Finance subject to assessment of the applicant's solvency and ability to repay, in accordance with the entities' risk policies.
2. Representative example calculated to finance the total cost of the product (e.g. for the sum of €1,309): APR 0%. NIR 0%. Repayment period: 30 months. Total amount owing: €1,309. Amount of monthly instalments: 29 instalments of €43.63 and a final one of €43.73. Total amount of the loan: €0. French repayment system. In this case the RSP and the total price in instalments would also be €1,309.
CaixaBank, S.A., agent for the card issuer, the hybrid payment entity CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., with tax no. A-08980153 and domiciled at Avenida de Manoteras nº 20. Edificio París. 28050 Madrid. Entered in the Madrid Companies Register, volume 36556, folio 29, sheet M-656492, and entered in the Bank of Spain's Official Register of Entities with code 8776. The fund protection system for clients using payment services chosen by CaixaBank Payments & Consumer, E.F.C. is deposit in a separate account open with CaixaBank, S.A.